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A wide multi-lane Miami arterial road in late-afternoon sun, with a marked crosswalk and signal pole and the next crossing far away down the road

Miami pedestrian accident lawyer

Who pays when you were on foot in Miami-Dade, and what the crossing has to do with it

Miami-Dade County recorded 60,000 traffic crashes in 2024, injuring 29,359 people and killing 272, according to the Florida Department of Highway Safety and Motor Vehicles. A person on foot has no vehicle around them, so a pedestrian claim here is almost always a serious injury claim. The first question is not fault — it is coverage: a pedestrian with no car of their own can frequently reach PIP through a resident relative’s policy, and the 14-day treatment deadline applies either way. The claim is filed at the Miami-Dade Circuit Court on West Flagler Street, or at the South Dade Justice Center for the far south of the county, and the serious injuries go to Ryder Trauma Center at Jackson Memorial or HCA Florida Kendall. The duties a driver owes and the fault rules that apply are on the Florida pedestrian accident page. What follows is the Miami-Dade part.

Miami-Dade County crashes, 2024
60,000Florida Department of Highway Safety and Motor Vehicles
People injured
29,359In Miami-Dade County alone, in one year
People killed
272Down from 325 the year before
To start treatment
14 daysPIP, reached through a household policy. § 627.736

Quick answers about Miami pedestrian accident claims

I do not own a car. Does any insurance pay for my treatment?
Often yes. A pedestrian struck by a vehicle can frequently reach PIP through a resident relative’s auto policy. That is the first coverage question in a Miami-Dade pedestrian case rather than the last.
Does the 14-day PIP deadline apply to me?
Yes. Treatment has to begin within 14 days of the crash for PIP to pay anything, whether the coverage is your own or a household member’s. Nobody sends a reminder.
I was crossing outside a crosswalk. Is the claim over?
No. It changes the fault conversation, not the existence of the claim. A driver owes due care regardless, and under Fla. Stat. § 768.81 a share of fault reduces the recovery proportionally rather than erasing it — until it passes 50 percent.
The driver left. What then?
Uninsured motorist coverage, through your own policy or a resident relative’s. A hit-and-run is one of the situations UM exists for, and the police report carries more weight here than in any other kind of claim.
Which agency wrote the report?
On I-95, the Palmetto, the Dolphin and the other expressways it is usually the Florida Highway Patrol. On surface streets it is the Miami-Dade Sheriff’s Office in unincorporated areas, or the municipal department for Miami, Hialeah, Coral Gables, Miami Beach, Doral, Homestead and the rest.
Is there video?
More often than people assume. Buses, storefronts, doorbell cameras, parking garages and traffic cameras all record the street — and all of them overwrite, some within days. The request has to be in writing and immediate.
Where will I be taken?
Ryder Trauma Center at Jackson Memorial, or HCA Florida Kendall for the west and south of the county. A child goes to Nicklaus Children’s rather than an adult trauma center.

01 The law, once

Which Florida laws apply to a Miami pedestrian accident claim

The rules are the same across Florida, so they are written out in full on one page rather than repeated here. They are explained on the statewide pedestrian accident page, with the statute text linked.

The short version, because people need it before they click: treatment must begin within fourteen days or PIP pays nothing (§ 627.736). PIP then covers 80% of medical bills up to $10,000 regardless of fault. To recover pain and suffering from the at-fault driver you must clear the threshold in § 627.737 — significant and permanent loss of an important bodily function, permanent injury within a reasonable degree of medical probability, significant and permanent scarring or disfigurement, or death.

Under § 768.81 you recover nothing if you are found greater than 50% at fault, a bar that does not apply to medical negligence claims. And the filing deadline is two years for claims accruing on or after March 24, 2023.

What follows is the part that is specific to Miami-Dade County — where these claims arise, where you will be treated, which courthouse the case goes to, and how the records are obtained.

02 The roads

Where pedestrian accident claims arise in Miami-Dade County

60,000 crashes in a county of this size are not spread evenly. They concentrate on a handful of corridors, and knowing which one a crash happened on usually tells you which agency wrote the report and what kind of case it is.

  • US-1 and South Dixie HighwayLong stretches with signalized crossings far apart, which is what puts people in the roadway between them. The corridor runs past the office.
  • Biscayne BoulevardMulti-lane with a persistent pedestrian toll, and the clearest example of a road where the nearest marked crossing is a long walk in either direction.
  • Calle Ocho and Flagler StreetDense, constant turning movements, and heavy foot traffic in Little Havana and west of it.
  • Kendall Drive and Bird RoadSix lanes with commercial frontage on both sides, turning conflicts at every block, and long gaps between lights.
  • Okeechobee Road, US-27A freight corridor people cross on foot anyway, with heavy truck traffic and limited crossing provision.
  • NW 7th Avenue and NW 27th AvenueStraight, fast north-south arterials through dense neighborhoods, with a recurring night-time toll.
  • Collins Avenue and Washington AvenueMiami Beach, where pedestrian volume is highest and the conflicts are at low speed but constant.
  • Hialeah’s Palm Avenue and East 4th AvenueCommercial strips with dense foot traffic, where a municipal department rather than county police writes the report.

03 Coverage before fault

I was on foot and I do not own a car. Who pays for my treatment?

This is the first question in a Miami-Dade pedestrian case, and the answer surprises most people.

PIP does not only follow the person who owns the policy. A pedestrian struck by a motor vehicle can frequently reach PIP benefits through a resident relative’s auto policy under Fla. Stat. § 627.736. So the question is not whether you have a car. It is whether anyone in the household has a policy.

The 14-day deadline applies either way. Treatment has to begin within 14 days of the crash for PIP to pay at all. Someone taken from the scene by ambulance has usually satisfied it without knowing; someone who walked home sore and waited has often lost it.

Why this comes before fault. Establishing fault takes months and PIP does not wait for it. Getting the treatment paid in the meantime is what keeps the medical record continuous — and a continuous record is what the rest of the claim is built on.

Where there is no household policy at all, the routes are health insurance, a letter of protection with a treating provider, or the claim itself at the end. None is as good as PIP, and all of them are better than a gap in treatment.

04 The crossing is evidence

Why the crossing matters more than where you were standing

A driver’s account almost always begins with where the pedestrian was. The more useful question is what the road offered.

Whether a marked crossing existed within a reasonable distance. How long the signal actually gave to cross six lanes. Whether a sidewalk existed on that stretch or whether the design forced people into the roadway. Whether the lighting worked that night. Whether the driver was turning across a crossing with a walk signal lit.

Those are conditions of the road, and conditions can be documented. Signal timing, lane configuration, the distance to the nearest marked crossing and the state of the lighting are all recoverable facts — but a repaved road or a retimed signal erases them, and a serious incident is frequently followed by exactly that kind of change.

Which is why photographs taken early are worth more here than in almost any other claim. Not of the injuries. Of the crossing, the signal, the sight lines and the distance to the next light, in the same light conditions as the crash where possible.

None of it makes fault disappear where a person crossed away from a crossing. Under § 768.81 a share of fault reduces the recovery proportionally and bars it entirely above 50 percent — so the difference between a 20 percent share and a 55 percent share is the difference between a claim and nothing.

05 If the driver left

The driver did not stop. What claim is there?

Usually uninsured motorist coverage, and a pedestrian who owns no car is not automatically without it.

UM may come from your own auto policy, or from a resident relative’s. A hit-and-run is one of the core situations the coverage exists for, and it is reached without ever identifying the driver.

The report matters more here than anywhere else. A UM carrier will test whether the incident was reported promptly and described consistently from the start, so the first account given is the one the claim is measured against.

And the footage is on a clock. On a Miami-Dade arterial there is usually more video than people expect — buses, storefronts, doorbell cameras, parking garages, and in some municipalities traffic cameras. All of it overwrites, some within days. A written preservation request naming the location, the date and the time window is the only thing that reliably holds any of it.

One trap even when a driver is identified: accepting the at-fault driver’s policy limits and signing a release without certified-mail notice to the UM carrier can destroy the UM claim under § 627.727(6)(a).

06 Where it happens here

The Miami-Dade roads where people on foot are struck

The pattern across the county is the same one: a multi-lane arterial built to move vehicles, with signalized crossings placed far apart, that people have to cross on foot anyway.

US-1 and Biscayne Boulevard are the clearest cases — long corridors where the nearest marked crossing can be a quarter mile in either direction, and where a person weighing a long detour against a gap in traffic makes the choice that the design made for them.

Kendall Drive and Bird Road add six lanes of commercial frontage and a turning conflict at every block, which produces a different collision: a driver turning across a crossing with the walk signal lit.

Calle Ocho and Flagler are dense and slower, so the impacts are at lower speed and the disputes are about right of way rather than visibility.

NW 7th and NW 27th Avenues run straight and fast through dense neighborhoods, with the night-time toll that comes from speed plus poor lighting.

And Okeechobee Road is the hardest of all: a freight corridor with heavy trucks and almost no crossing provision, which people cross regardless because the places they are walking between are on either side of it.

07 Examples of situations

Situations this office sees in Miami-Dade County

The following are examples of the kinds of situations that arise in this county. They are illustrations of how the rules apply, not descriptions of past cases, and they do not predict any outcome. Every claim turns on its own facts, its own coverage and its own medical record.

  • Struck crossing six lanes between lights

    The distance to the nearest marked crossing, the signal timing and the lighting decide how fault is apportioned — and all three are documentable conditions of the road.

  • A driver turning across a crosswalk on a walk signal

    The dispute is about who had the signal, and the answer is often in a nearby camera rather than in either account.

  • Hit by a vehicle leaving a parking lot or drive-through

    Low speed, serious injury, and a property owner potentially in the picture alongside the driver where sight lines were obstructed.

  • A hit-and-run on an arterial at night

    UM through a household policy becomes the claim, and the prompt report plus any surviving camera footage become the proof.

  • A child struck walking to or from school

    School zone speed limits, crossing supervision and sight lines come in, and the medical route runs through Nicklaus Children’s rather than an adult trauma center.

08 The evidence

Evidence that exists here and often goes uncollected

Almost every camera that saw the crash overwrites itself within days or weeks. The difference between a disputed liability case and a straightforward one is usually whether someone asked for the footage while it still existed.

  • Photographs of the crossing, not just the injuries

    Signal, lane count, distance to the nearest marked crossing, and the lighting as it was.

  • Any camera within sight of the spot

    Buses, storefronts, doorbell cameras, garages. All overwrite, some within days.

  • The crash report and the agency that wrote it

    And a correction request if the narrative is wrong, before an insurer adopts it.

  • Whether anyone in the household has auto insurance

    It decides whether PIP responds at all, and it is the first thing to establish.

  • Medical records from the first 14 days

    The PIP deadline is a hard cut-off and the record is what proves it was met.

  • Signal timing and lighting records

    Held by the county or the municipality, and recoverable by request while they still reflect that night.

  • Witness names and phone numbers

    Taken at the scene. People on an arterial disperse immediately and are not traceable later.

09 The report

How to get a Miami-Dade pedestrian crash report

Reports are requested through the FLHSMV crash portal, and under Fla. Stat. § 316.066(2)(a) a report that reveals personal information is confidential for 60 days after it is filed. That restriction does not apply to you: § 316.066(2)(b) lets the people involved and their legal representatives obtain it immediately, along with their insurers.

Which agency wrote it depends on the road. The Florida Highway Patrol works I-95, the Palmetto, the Dolphin and the Turnpike. On surface streets it is the Miami-Dade Sheriff’s Office in unincorporated areas, or the municipal department for Miami, Hialeah, Coral Gables, Miami Beach, Doral, Homestead and the rest — so two incidents a mile apart can produce reports held by different agencies.

Read it when it arrives. In a pedestrian case the narrative frequently assigns fault to the person on foot, written quickly and from one account. A correction request is possible, and a wrong narrative left unchallenged becomes the version an insurer works from.

10 The office

Where the Miami office is, and how to get there

DAPENALAW is at 5975 Sunset Drive, Suite 102, South Miami, FL 33143, open Monday to Friday, 08:30 to 17:00. The direct number is (305) 662-4323.

The office is on Sunset Drive in South Miami — signed by the county as SW 72nd Street and by the state as FL-986 — a few blocks west of US-1 and close to the South Miami Metrorail station, with parking on site. From the Palmetto, exit at Sunset and head east; from US-1, turn west. A first conversation can happen by phone or video, and home and hospital visits are available when someone cannot travel. For anyone in the south of the county, the Homestead office on Krome Avenue is usually the shorter drive.

You do not have to come in. The first conversation can be by phone or video, documents are handled electronically, and where an injury makes travel difficult the meeting happens where you are. The Sunset Drive office serves Miami-Dade generally, and most often South Miami, Coral Gables, Westchester, Kendall, Coral Terrace, Olympia Heights, West Miami, Sweetwater, Glenvar Heights, Pinecrest, Palmetto Bay, Cutler Bay, Coconut Grove, Little Havana, Hialeah and Doral. The Homestead office on Krome Avenue is usually the shorter drive for Florida City, the Redland, Leisure City and Naranja.

More about the Miami office · All three offices

Miami pedestrian accident questions, answered

I do not own a car. Can I still get PIP for a pedestrian injury?

Often yes, and it surprises people who assume PIP follows the vehicle alone.

A pedestrian struck by a motor vehicle can frequently reach PIP benefits through a resident relative’s auto policy under Fla. Stat. § 627.736, and the 14-day deadline to begin treatment applies whether the coverage is yours or a household member’s.

So the first coverage question is not who was at fault. It is who in the household has an auto policy, because that determines whether treatment gets paid for while everything else is worked out.

I was crossing outside a crosswalk. Does that end my claim?

No. It changes the fault conversation rather than the existence of the claim.

A driver owes due care to a pedestrian regardless, and the questions that follow are about the road: how far the nearest marked crossing was, how long the signal gave, whether a sidewalk existed, and whether the lighting worked.

Under Fla. Stat. § 768.81 a share of fault reduces the recovery proportionally and bars it entirely above 50 percent. The gap between a 20 percent share and a 55 percent share is the gap between a claim and nothing, which is why the conditions of the crossing are worked on early.

The driver did not stop. What claim is there?

Usually a claim against uninsured motorist coverage, from your own policy or a resident relative’s. A hit-and-run is one of the core situations UM exists for.

The police report carries more weight here than in any other kind of claim, because a UM carrier will test whether the incident was reported promptly and described consistently from the start.

Camera footage matters for the same reason, and it is the piece with a deadline on it.

Is there likely to be video of what happened?

More often than people assume on a Miami-Dade arterial.

Buses, storefronts, doorbell cameras, parking garages and in some municipalities traffic cameras all record the street. The problem is not whether it exists but how long it lasts — much of it overwrites within days.

A written preservation request naming the location, the date and the time window, sent immediately, is the only thing that reliably holds any of it.

The report blames me. Can that be changed?

A correction request is possible, and it is worth making rather than leaving.

Pedestrian narratives are written quickly and frequently from the driver’s account, because the person on foot is often being treated and not available to give one.

A wrong narrative left unchallenged becomes the version the insurer works from, and it is much harder to displace later than to correct early.

Which agency wrote my report?

It depends on where it happened, and Miami-Dade has more answers to this than almost any county.

The Florida Highway Patrol works I-95, the Palmetto, the Dolphin and the Turnpike. Inside an incorporated city — Miami, Hialeah, Coral Gables, Miami Beach, Doral, Homestead and many more — it is that city’s department. In unincorporated areas it is the Miami-Dade Sheriff’s Office.

Two incidents a mile apart can therefore produce reports held by different agencies, requested differently and on different timelines.

Where will I be taken if the injury is serious?

Miami-Dade has two Level I trauma centers: Ryder Trauma Center at Jackson Memorial, and HCA Florida Kendall for the west and south of the county. A child is usually taken to Nicklaus Children’s instead.

Those first-hour records are typically what proves the injury months later, which is why where you were taken matters to the claim as well as to the treatment.

I was treated at Jackson. Does that change anything?

It can, and it is worth asking early on any Miami-Dade medical question.

The Jackson system operates through the Public Health Trust, which makes it a public body. A claim against one is governed by Fla. Stat. § 768.28 — written notice before suit, and statutory limits of $200,000 per person and $300,000 per incident.

That is about a claim against the hospital, not about being treated there. Being taken to Jackson after a crash does not limit the claim against the driver who hit you.

They offered me the driver’s policy limits. Should I take it?

Not before checking uninsured motorist coverage.

Accepting the at-fault driver’s limits and signing a release without first giving certified-mail notice to a UM carrier can destroy the UM claim under Fla. Stat. § 627.727(6)(a).

The UM carrier then has 30 days to authorize the settlement or to preserve its subrogation by paying the offer amount itself. In a pedestrian case, where injuries are frequently severe and the driver’s limits are frequently low, this is not a technicality.

How long do I have to bring a claim?

Two years for a negligence claim accruing on or after March 24, 2023, under Fla. Stat. § 95.11.

The shorter deadline is the one that actually bites: treatment has to begin within 14 days for PIP to pay anything, and camera footage is usually gone long before either.

What does it cost?

The first conversation costs nothing and commits you to nothing.

Injury cases are handled on a contingent attorney’s fee, meaning no attorney’s fee unless there is a recovery. Case expenses are governed by the written representation agreement, including who pays them if there is no recovery, and that is explained before anything is signed.

Who will actually handle my case?

Jose A. Dapena. You deal with your attorney directly at every stage rather than through an intake department or a case manager.

He has practiced in Florida since 1998, Florida Bar number 152358, and was in-house counsel for a PIP carrier in 2002 — which is the coverage question a pedestrian case usually turns on.

11 Keep reading

This page is general information about Florida law, not legal advice about your case. Published by Jose A. Dapena, P.A. Last updated October 2026.

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