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Two timber-framed single-story houses under construction with roof trusses in place on graded lots in a bright South Florida subdivision

Homestead construction accident lawyer

The claim against everyone on the site who is not your employer

This office does not handle workers’ compensation. What it handles is the third-party claim — the case against everybody else on the job site who caused the injury, which runs alongside a comp claim rather than instead of it. Fla. Stat. § 440.11 makes comp the exclusive remedy against your own employer, with narrow exceptions, and it says nothing at all about a general contractor who is not your employer, another trade on the site, an equipment owner, a property owner or a driver. One sentence opens most of these cases: under § 440.10(1)(e) a subcontractor is protected from suit by another sub’s injured worker only if comp was secured and that subcontractor’s own gross negligence was not the major contributing cause of the injury. In South Dade the sites are low buildings on open ground — subdivisions, packing houses, greenhouse ranges and road work — with a different set of companies on them than a downtown tower. The exclusivity rule is explained in full on the Florida construction accident page. What follows is the South Dade part.

Miami-Dade County crashes, 2024
60,000Florida Department of Highway Safety and Motor Vehicles
People injured
29,359In Miami-Dade County alone, in one year
People killed
272Down from 325 the year before
Third-party claims only
Not compThis firm handles the claim against everyone who is not your employer.

Quick answers about Homestead construction accident claims

Does this office handle my workers’ comp claim?
No. Workers’ compensation — the claim against your own employer — is not part of this practice. The third-party claim against everybody else on the site is.
Can I bring both at once?
Yes, and usually you should. They are separate claims with separate deadlines, and the comp carrier will assert a lien against anything recovered from a third party — so the order they are handled in matters.
Who can I actually sue?
A general contractor who is not your employer, another subcontractor on the site, an equipment owner or manufacturer, a property owner, a delivery driver, a crane or lift operator. Section 440.11 protects only your employer.
What about another subcontractor?
Section 440.10(1)(e) protects them only if comp was secured and their own gross negligence was not the major contributing cause of the injury. Where it was, that protection is gone.
I am undocumented. Does that matter to the claim?
The right to bring an injury claim in Florida does not depend on immigration status, and status is not an element of the case.
What are the South Dade sites?
Residential subdivisions, packing houses and cold storage, greenhouse and nursery ranges, road widening on US-1 and Krome, and work at and around Homestead Air Reserve Base.
How long do I have?
Two years on the third-party claim for an injury on or after March 24, 2023, under § 95.11. The comp claim runs on its own, shorter notice requirements.

01 The law, once

Which Florida laws apply to a Homestead construction accident claim

The rules are the same across Florida, so they are written out in full on one page rather than repeated here. They are explained on the statewide construction accident page, with the statute text linked.

Start with what this firm does and does not handle. Workers’ compensation — the claim against your own employer — is not part of this practice. What is, is the third-party claim: the case against everybody else on that site who caused the injury, which runs alongside a comp claim rather than instead of it.

That matters because of Fla. Stat. § 440.11. Comp is the exclusive remedy against an employer, with narrow exceptions. It says nothing about a general contractor who is not your employer, another trade on the site, an equipment manufacturer, a property owner or a driver.

And one sentence opens most of these cases. Under § 440.10(1)(e), a subcontractor is protected from suit by another sub’s injured worker only if comp was secured and that subcontractor’s own gross negligence was not the major contributing cause of the injury. Where it was, the immunity is gone. The deadline on the third-party claim is two years.

What follows is the part that is specific to Miami-Dade County — where these claims arise, where you will be treated, which courthouse the case goes to, and how the records are obtained.

02 Who else was on the site

Where construction accident claims arise in Miami-Dade County

A South Dade job site is not a high-rise. It is a subdivision going up on graded sand, a packing house being rebuilt, a greenhouse range, a road widening. Low buildings and open ground, which changes the hazards and changes who the companies on the site are — but not the rule that only one of them is your employer.

  • Your own employerWorkers’ compensation only, under § 440.11, and not part of this practice. The other tracks are.
  • The general contractor, if not your employerResponsible for site conditions and coordination. Section 440.11 does not protect a company that does not employ you.
  • Another subcontractor on the siteProtected under § 440.10(1)(e) only if comp was secured and its own gross negligence was not the major contributing cause.
  • Equipment owners and manufacturersA rented lift, a borrowed saw, a defective guard. Maintenance records and inspection logs matter, and they are not kept forever.
  • The property ownerA grower, a packing company, a developer. Ordinary premises duties apply to a party that is not your employer.
  • Delivery and hauling driversConcrete, lumber, fill, equipment. A vehicle claim inside a construction case, with a commercial policy behind it.
  • A staffing or labor contractorWho actually employed you is a legal question rather than an obvious one, and it decides which track each defendant falls on.
  • A public project ownerRoad work for the county, the state or the city brings § 768.28 into it, with a notice requirement and caps.

03 Two tracks

What this office does, and what it does not

It is worth being plain about this at the top, because the two claims get confused constantly. Workers’ compensation is the claim against your own employer. It pays medical care and a portion of lost wages regardless of fault, and it is not part of this practice.

The third-party claim is the case against everybody else. Under § 440.11 comp is the exclusive remedy against an employer, with narrow exceptions — and that exclusivity does nothing for a general contractor who does not employ you, another trade on the site, the owner of a piece of equipment, the property owner or a driver making a delivery.

The two run at the same time and they interact. The comp carrier that paid for your surgery will assert a lien against whatever is recovered from a third party, and the sequence in which the two are resolved affects how much of the third-party recovery you keep.

Which is why the question to ask early is who else was on that site. Not later, after a comp claim has been settled on its own terms, when the lien position has already been fixed.

04 The gross negligence sentence

What § 440.10(1)(e) actually says

The most useful sentence in chapter 440 for an injured worker is one almost nobody reads. Section 440.10(1)(e) deals with whether one subcontractor can be sued by another subcontractor’s injured employee.

It gives that protection on two conditions, not one. Comp has to have been secured, and the subcontractor’s own gross negligence must not have been the major contributing cause of the injury.

Where the second condition fails, the protection fails with it. A sub whose gross negligence was the major contributing cause of another sub’s worker being hurt can be sued directly, and that is the opening in a great many of these cases — the excavation left unshored, the guard removed, the hole left uncovered, the scaffold built wrong by a trade that was not yours.

Establishing it is a matter of the site documents. The daily reports, the toolbox talk records, the inspection sign-offs and the prior warnings. Those exist on a managed site and they are produced in litigation, which is a reason to send a preservation demand before they stop existing.

05 A South Dade site

Subdivisions, packing houses and greenhouse ranges

The construction here does not look like the construction in the rest of the county. Residential subdivisions going up on graded sand. Packing houses and cold storage being built or rebuilt. Greenhouse and shade-house ranges. Road widening along US-1 and Krome Avenue. Work in and around Homestead Air Reserve Base.

Low buildings and open ground change the hazards. Fewer high falls from a structure, more falls from ladders, scaffolds and roof trusses. More excavation and trenching in sand and limestone, which is where the unshored-trench cases come from. More equipment moving across open lots, and more vehicle traffic inside the site.

And they change the companies. A subdivision has a developer, a general contractor and a long list of trades, each with its own insurer. A packing house project adds the operating company and the grower who owns the land. A road project adds a public owner, which brings § 768.28 and its notice requirement into the case.

Heat is a real and underdocumented factor. A heat injury on an open South Dade site in July is a medical event with a cause, and whether water, shade and rest were actually provided is a question of fact that belongs in the record at the time rather than reconstructed later.

06 Who employed you

A legal question, not an obvious one

On a site with a labor contractor, a staffing agency and several subs, who your employer actually is for § 440.11 purposes is not always the company whose name was on the check. It is a legal question, and it decides which companies are protected and which are not.

Get the documents while they are easy to get. The pay stub, the name on the truck, the badge, the sign-in sheet, the text message that told you where to be that morning. Those establish the relationships, and they are ordinary items that get thrown away.

Where an employer carried no comp at all, that changes things. An uninsured employer loses the protection of exclusivity in ways the statute sets out, and the question stops being academic.

And a crew transport crash is its own category. A van carrying workers to a site that is struck on US-1 or SW 137th Avenue produces a vehicle claim, a possible employer claim and a comp question all at once, and which company owned and operated that van is the first thing to establish.

07 The first week

What to collect before the site changes

A job site is rebuilt continuously, which makes it the most perishable scene there is. A trench is backfilled, a scaffold is dismantled and a guard is reinstalled within hours of an injury, and none of it is sinister — it is what a site does.

So photograph everything, immediately. The equipment, the condition, the protection that was or was not in place, the company names on the trucks and the trailers, the posted notices. If you cannot do it, somebody there can.

Report it to your employer in writing and get medical attention. That starts the comp track and creates the first record of the injury, which the third-party claim will also rest on.

And ask about OSHA. A reportable incident generates a federal inspection and a file, and that file — the citations, the interviews, the findings — becomes available and is frequently the strongest independent account of what went wrong.

08 Examples of situations

Situations this office sees in Miami-Dade County

The following are examples of the kinds of situations that arise in this county. They are illustrations of how the rules apply, not descriptions of past cases, and they do not predict any outcome. Every claim turns on its own facts, its own coverage and its own medical record.

  • The unshored trench

    A worker in an excavation on a subdivision when the wall gives way. The trench was dug by a different sub. Section 440.10(1)(e) protects that sub only if its own gross negligence was not the major contributing cause.

  • The rented lift

    A fall from a lift that was rented, not owned, and whose last inspection is a question. The rental company and the equipment manufacturer are not your employer, and the maintenance record is the case.

  • The packing house rebuild

    A worker hurt during a renovation at a working packing house. There is a general contractor, the operating company, and a grower who owns the land — three defendants and three policies, none of them your employer.

  • The crew van on US-1

    A van carrying workers to a site is struck on the way in. A vehicle claim, a possible employer claim and a comp question at once, and who owned and operated the van decides how they fit together.

09 The evidence

Evidence that exists here and often goes uncollected

Almost every camera that saw the crash overwrites itself within days or weeks. The difference between a disputed liability case and a straightforward one is usually whether someone asked for the footage while it still existed.

  • Photographs of the site, within hours

    The equipment, the condition and the protection that was or was not there. A trench is backfilled and a scaffold comes down the same day.

  • Every company name on the site

    On trucks, trailers, hard hats and posted notices. The list of other companies on that site is the third-party case.

  • The permit file

    A public record naming the owner, the general contractor and the licensed subs. City of Homestead for a city address, Miami-Dade County for an unincorporated one.

  • Proof of who employed you

    The pay stub, the badge, the sign-in sheet, the text telling you where to report. Who your employer was decides which companies are protected.

  • The OSHA file, if there was an inspection

    Citations, interviews and findings. Frequently the strongest independent account of what went wrong.

  • Written notice to your employer

    Keep a copy. It starts the comp track and fixes the date the third-party claim also depends on.

10 The report

What to collect after an injury on a South Dade site

Report it to your employer in writing, and keep a copy. This starts the workers’ compensation track. It also fixes the date, which matters to the third-party claim even though that claim is against somebody else.

Photograph the site before it changes. The equipment, the trench, the scaffold, the ladder, the missing guard, and every company name visible on a truck, a trailer or a sign. A site is rebuilt within hours.

Write down who else was working there. The trades, the names, the phone numbers. The identity of the other companies on that site is the whole third-party case, and nobody will reconstruct it for you later.

Find the permit file. A permit names the owner, the general contractor and the licensed subs on the job, and it is a public record — from the City of Homestead for a city address, or from Miami-Dade County for an unincorporated one.

11 The office

Where the Homestead office is, and how to get there

DAPENALAW is at 100 NE 15th Street, Suite 210, Homestead, FL 33030, open Monday to Friday, 08:30 to 17:00. The direct number is (786) 900-0184.

The office is at 100 NE 15th Street in downtown Homestead, a short drive from the Florida Turnpike and from US-1, and minutes from the South Dade Justice Center where many of these cases are heard. It is the closest office for Florida City, the Redland, Leisure City and Naranja.

You do not have to come in. The first conversation can be by phone or video, documents are handled electronically, and where an injury makes travel difficult the meeting happens where you are. The Homestead office is the closest one for Homestead, Florida City, Leisure City, Naranja, Princeton, Goulds, the Redland, Silver Palm and the area around Homestead Air Reserve Base. The Sunset Drive office in South Miami is usually the shorter drive from Kendall, Cutler Bay and the rest of the county.

More about the Homestead office · All three offices

Homestead construction accident questions, answered

Do I need a lawyer for a construction accident in Homestead?

For the workers’ compensation claim, that is a separate practice and not this one.

For the third-party claim, the difficulty is that the recovery depends on identifying companies you may never have been told the names of, and on site records that stop existing. That is the part that is hard to do alone, and it is also where the money usually is.

Who can I bring a claim against?

Anyone on that site who caused the injury and is not your employer: a general contractor who does not employ you, another subcontractor, an equipment owner or manufacturer, the property owner, a delivery driver.

Section 440.11 makes comp the exclusive remedy against your employer, with narrow exceptions. It says nothing about anybody else.

Can another subcontractor be sued?

Section 440.10(1)(e) gives a sub protection from a claim by another sub’s injured worker on two conditions: that comp was secured, and that the sub’s own gross negligence was not the major contributing cause of the injury.

Where its gross negligence was the major contributing cause, that protection does not apply. An unshored trench, a removed guard or a scaffold built wrong by another trade is where these cases open.

I do not have papers. Can I still make a claim?

The right to bring an injury claim in Florida does not depend on immigration status, and status is not an element of the case.

If you have questions about your own situation, that is exactly what the consultation is for.

What does a South Dade job site look like in one of these cases?

Usually a residential subdivision on graded lots, a packing house or cold storage building, a greenhouse or shade-house range, road widening on US-1 or Krome Avenue, or work around Homestead Air Reserve Base.

Low buildings and open ground, which means fewer falls from a structure and more trenching, ladder and scaffold injuries, more equipment moving across open lots, and heat as a real factor on an open site in summer.

What does it cost to ask?

The consultation is free and the representation is on a contingency fee, generally payable only on recovery. Case expenses are governed by the written agreement.

The conversation is with Jose A. Dapena, not an intake department.

12 Keep reading

This page is general information about Florida law, not legal advice about your case. Published by Jose A. Dapena, P.A. Last updated October 2026.

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